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Solvay Bank Home Loans
Custom Rate Quote
With just a few pieces of information we'll produce loan products with rates customized for you.
Find a Loan Officer
A loan officer can help guide you through the process of completing the loan application.
Today's Rates
Loan Type Rate Points APR Assumptions
7 Year Special 2.990 0.000 3.072 Assumptions
CONVENTIONAL 10 YEAR 3.250 0.000 3.302 Assumptions
CONVENTIONAL 15 YEAR 3.250 0.000 3.286 Assumptions
CONVENTIONAL 20 YEAR 3.875 0.000 3.903 Assumptions
CONVENTIONAL 30 YEAR 4.125 0.000 4.146 Assumptions
Home Equity Loan 2nd 5.000 0.000 5.102 Assumptions
My Community 30 Fixed 4.750 0.000 4.771 Assumptions
Solvay Bank Home Loans

*APR = Annual Percentage Rate

On a 30 year mortgage, with 0 points, for $165,000.00 with an interest rate of 4.125% (4.140% APR) and a minimum down payment of 20% ($206,250 purchase price with $41,250 down payment), the principal and interest payment would be $799.68 per month. (An application fee of $395.00 is included when calculating the APR.)

  • Minimum loan amount: $25,000
  • Maximum conforming loan amount: $417,000
  • For Jumbo loans (over $417,000), add 0.50% to conventional rates
  • Rates subject to change without notice
  • All loans subject to secondary market underwriting requirements

Contact Solvay Bank Mortgage Department for further details at 315-484-2205.


An additional 1/8% (.125%) rate discount may be possible for 10, 15, and 20 year Mortgages with Solvay Bank Direct Rewards  Checking Accounts.

An additional 1/4% (.25%)  rate discount may be possible for Home Equity Loans and Home Equity Lines of Credit with Solvay Bank Direct Rewards  Checking Accounts.

 *** Hurry  Promotional Special 7 Year Mortgage (for a limited time).***

See Mortgage consultant for more details .
 

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